Welcome to our financial blog, Finance Freaks! So why are we freaks anyway? I mean, besides the fact that we met each other at computer camp… I mean AHSSP… I mean the Advanced High School Studies Program. Okay, to start off, as you can see we are nerds! My wife worked in the computing industry for many years, until about 10 years ago when she married me and we decided to have kids. Our first child needed some extra physical therapy at home, so she decided to stay home to help him, and has been a stay at home Mom ever since then. But that does not mean that she doesn’t keep busy. She wrote a very successful Android application which garnered more than 5 million downloads, and eventually converted into the down payment for our house. I currently work in the computing industry for a genealogy company. We have five wonderful kids who keep us on our toes 24/7.
Back to the original question… why are we freaks? Well, a lot of folks in our position (mid-thirties in Utah) buy cars and boats on credit, max out their mortgage to whatever their income will allow, and do not ever plan on changing this lifestyle. But, over the last couple of years, we have come to the conclusion that we love our modest home and that we will never use a credit card again. We are freaks because we are debt free! … besides the house. But, we hope to have the house paid off within the next 10 years. Then we will really be freaks. Follow us on our journey to become true Finance Freaks with no debt over the coming years!